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Core Scientific Secures $1 Billion Credit Potential from Morgan Stanley to Fuel AI Infrastructure Pivot

Core Scientific Inc. has secured a $500 million financing facility from Morgan Stanley, marking a major financial milestone as the bitcoin miner accelerates its strategic pivot toward artificial intelligence (AI) infrastructure.

The 364-day loan agreement includes an “accordion” feature that provides the company with the flexibility to increase total commitments by an additional $500 million. According to a company statement released Thursday, this could bring the total potential capacity of the facility to $1 billion. Borrowings under the agreement will carry an interest rate of the Secured Overnight Financing Rate (SOFR) plus 250 basis points.

The company intends to use the fresh capital to fund real property acquisitions, pre-development costs, and the procurement of additional energy contracts. The proceeds are also designated for the specialized equipment necessary to convert its existing fleet of data centers—located in states such as Texas, Georgia, and North Carolina—into high-density facilities capable of hosting compute-intensive AI workloads.

“This strengthens our liquidity and enhances our financial flexibility as we execute our development and go-to-market strategy,” said Core Scientific CEO Adam Sullivan. “With this additional financing capacity, we can operate decisively by deploying capital to expedite project-ready-for-service timelines, making us an even more compelling infrastructure provider for customers.”

The deal comes as Core Scientific aggressively repositions its business model away from traditional digital asset mining and toward high-density colocation services for AI clients. In its annual report filed earlier this week, the firm revealed it expects to monetize “substantially all” of its bitcoin reserves throughout 2026 to help finance this transition.

As of December 31, 2025, the miner held 2,537 BTC with a carrying fair value of $222 million—a significant increase from the 256 BTC held at the end of 2024. However, the company has already begun offloading these assets, selling over 1,900 BTC in January for approximately $175 million. This leaves the company with roughly 630 BTC remaining on its balance sheet.

During a recent fourth-quarter earnings call, Sullivan noted that the company’s original core business is reaching a turning point. He described bitcoin mining as being “essentially in runoff,” explaining that current operations are being maintained primarily to satisfy minimum power commitments while legacy sites are systematically converted into AI-focused hubs.

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